As a reminder, your credit score is a measurement of your ability to pay loans💡

People with good credit scores can get better credit cards, better loans, and major discounts 🥳

People with bad credit scores often have to pay more fees & have a harder time getting loans 😭

We’ve partnered with the #1 credit-building app, Self, to teach you how to improve your credit score!

Make sure to stay until the end for a bonus reward 🎁

1️⃣ Never spend more than you can pay off! 🤯

Don’t buy something with credit if you wouldn’t be able to buy it without credit ❌

2️⃣ The earlier you pay your bills, the better! ⌛

Most credit cards let you set up auto-pay, which helps prevent you from missing a bill.

3️⃣ Keep your credit utilization low 🤏

Some recommend that you only use 30% of your monthly credit limit 🦺

4️⃣ Monitor your credit reports

It's important to know where you stand over time 🚀

Apps like Self help you track your credit score easily 🎯

5️⃣ Use a credit-building app like Self 💪

Self is an app that helps build your credit by loaning you small amounts of money that you pay off and reporting your payments to all 3 credit bureaus

Self users who make on-time payments for 12 months saw an average increase in their credit score of 49 points! 🚀

Just like investing, the earlier you start, the better 👍