Instead of working to earn money, let money work for you!

This lesson introduces the concept of investing as a means to grow wealth over time, discussing potential investments like stocks, trading cards, and real estate.

Why Invest?

Let's find out what a stock is, and how you can make money from them.

This lesson explains the concept of stocks, how buying a stock makes you a part-owner of a company, the fluctuation of stock prices, and the potential for long-term wealth growth through stock investments.

What is a Stock?

$1 million or a penny doubling every day for a month? Let's discover which choice is better.

This lesson is discussing the concept of compound interest, illustrating how money can significantly grow over time, even from a small initial amount like a penny.

How Money Grows

There's a lot of common misconceptions about investing, so we're here to give you the facts 🧢

This lesson aims to debunk common misconceptions about investing, emphasizing that it's accessible, affordable, and manageable with platforms like Bloom.

Myths about Investing

Are you ready to learn about how to take on risk in the stock market while protecting your investments? 😉 Let's jump right in!

This lesson explains the concept of investment risk and the importance of diversification in reducing potential losses in the stock market.

Risk & Diversification

Dive into the world of ETFs and discover the magic of diversification 🚀

This lesson discusses the concept of diversification in investing, the role of Exchange-Traded Funds (ETFs) in achieving diversification, and the benefits of investing in ETFs like QQQ, SPY, and VOO that track various industries or the entire stock market.

Intro to ETFs

Ever wondered how long it takes to double your money? 🤔 

This lesson explains the Rule of 72, a formula used to estimate the time it takes for an investment to double, considering the annual rate of return.

How to 2x Your Money

Investing Basics

Picking your first stock can feel scary! Well, here’s a great way to start 👉

This lesson is about using personal knowledge and experience with popular companies to begin investing in the stock market, using tools like Bloom for research and risk ratings.

Invest In What You Know

Let’s finally talk about researching companies. Here’s a step by step guide.

This lesson guides on how to analyze a stock for investment, including gathering and analyzing financial data, evaluating company's management, and making investment decisions.

How to Research Companies

Are you ready to learn about stock prices? Let's get started! 🎉

This lesson explains how stock prices are determined by supply and demand, influenced by investors' perceptions of a company's performance.

Stock Prices

There's a lot of stocks out there with different prices 🤔 Here's how you should approach deciding how much to invest 

This lesson discusses how to determine the amount of money to set aside for investing in stocks on Bloom, considering factors like income, expenses, and risk tolerance.

How Much to Invest

 Get to know all the different types of stocks 💙

This lesson introduces different types of stocks including bluechip stocks, penny stocks, growth stocks, value stocks, and dividend stocks, explaining their characteristics and risks.

Types of Stocks

Picking Your First Stock

The first way to make money from stocks and the key investing principle behind it.

This lesson discusses the basic principle of stock trading, specifically using Tesla (TSLA) as an example, emphasizing the rule to 'buy low and sell high'.

Buy Low, Sell High

Another way to make money from stocks -- passively.

This lesson is discussing the concept of dividends, which are profits paid by companies like Apple to their stock owners, as a way of earning money from stocks.

Dividends

What kind of investor do you want to be? 

This lesson discusses different investing strategies including day trading, swing trading, and value investing, highlighting their risks, requirements, and potential returns.

Investing Strategies

Maximize the growth of your money with this compounding power up!

This lesson discusses the concept of Dollar Cost Averaging (DCA), a strategy for investing in fluctuating stocks like Tesla, to avoid market timing and reduce stress.

Dollar Cost Averaging

Seeing your stocks go down will happen. Here’s what to do

This lesson discusses strategies for handling stock market fluctuations, emphasizing long-term investment, patience, and informed decision-making.

Dealing with Loss

Here’s how to keep an eye on your money, even when you’re really busy!

This lesson discusses the importance of regular stock portfolio management, learning about investing, monitoring company news, and setting up recurring deposits for consistent investing.

Investor Routine

How to Invest

When, how and why the stock market opens and closes just like other businesses! 

This lesson explains the operating hours of different stock markets, including the NYSE, Nasdaq, and London Stock Exchange, and the importance of this knowledge for investors.

Market Hours

Learn about how the bid and ask prices of a stock are determined by supply and demand 💸

This lesson explains the concepts of bid price, ask price, and the spread in stock trading, and how they influence investment decisions.

Bid vs. Ask

Learn about the basics of stock exchanges and the most popular ones around the world 🌎

This lesson discusses the function and importance of stock exchanges, highlighting key exchanges, their regulation, and the role of supply and demand in determining stock prices.

Stock Exchanges

Let’s talk about 2 popular terms for describing the stock market

This lesson explains the concepts of "bullish" and "bearish" in stock market, referring to optimistic and pessimistic investor sentiments respectively.

Bulls vs. Bears

This lesson explains the concept of market orders in stock trading, highlighting its pros, cons, and how it works in buying and selling stocks.

Market Orders

Let’s learn about an exciting launch event for companies and investors 🚀

This lesson discusses the process of a privately owned company going public through an Initial Public Offering (IPO), the role of the SEC, and the risks involved in investing in IPOs.

IPOs

Here’s how you can professionally stalk a company to make better decisions

This lesson discusses the importance of earnings reports in providing transparency about a company's financial health, including key components like revenue, earnings per share, net income, and cash flow.

Earnings Reports

This lesson explains the concept of a stock split, its impact on share price and quantity, and its potential to increase demand by making shares more affordable.

Stock Splits

Learn about this restriction that confuses many beginners 😧 

This lesson explains the concept of pattern day trading, its regulations in the US, and the risks associated with day trading.

Pattern Day Trading

How the Market Works

Let’s get to know your Bloom wallet like the back of a leaf 🍀

This lesson explains how to navigate and understand the wallet or home page of an investment app, including portfolio value, buying power, and trend graphs.

The Wallet

This lesson explains the concepts of 'Today's Return' and 'Total Return' in stock investment, the impact of world events on returns, and the term 'Buying Power'.

Return and Buying Power

The money behind the growth 🚀How deposits and withdrawals work

This lesson discusses the process of depositing and withdrawing funds in Bloom, including the use of debit cards and bank accounts, and the importance of regular contributions.

Deposits and Transfers 

Let’s say you’ve made some bank 🥳Now what? 🤔

This lesson explains how to collect and withdraw profits from stocks, including the process of selling stocks, receiving dividends, and transferring funds to a bank account.

Collecting Profits

Using Bloom Like A Pro

Level up your investing with a basic understanding of financial metrics 🤑

This lesson discusses technical investing strategies, focusing on understanding key statistics like market cap, 52 week high/low, volume & volatility, dividend yield, earnings/share, p/e ratio, risk ratings, and analyst ratings to evaluate a company's current worth and future value.

Money Numbers

Companies have different values in different places. Let’s explore stock worth  🤔

This lesson explains the concept of market capitalization, how it's calculated, and its four categories: small cap, mid cap, large cap, and mega cap.

Market Capitalization

The graph can be annoying sometimes, so this stat gives you concrete answers for 1 year exactly! 🤯

This lesson explains how to use the 52 Week Low/High to determine if a stock is potentially undervalued or overvalued, aiding in investment decisions.

52 Week High/Low

This lesson explains the concepts of volume and volatility in stock trading, their significance in assessing a company's stock, and how they indicate risk and investor activity.

Volume & Volatility

Did you know you can make money for just holding a stock? Here's how much.

This lesson is about understanding dividends and dividend yields in the stock market, and how they can provide bonus payments for investors.

Dividend Yield

The deep dive into exactly how much a company makes 🫢

This lesson explains the concept of Earnings Per Share (EPS), its calculation, factors affecting it, and its importance in making investment decisions.

Earnings Per Share (EPS)

This lesson explains the concept of Price to Earnings (P/E) Ratio, its interpretation, and its significance in evaluating a company's stock value.

P/E Ratio

Ever wondered how risky a stock actually is? Let’s find out 🤠

This lesson discusses the concept of risk in investing, its relation to volatility, how it compares to the S&P 500, and the importance of understanding one's risk tolerance.

Risk Ratings

What do experts think about your favorite stocks? 🤔

This lesson discusses the role of stock analysts, their predictions, and how to interpret their buy, sell, and hold ratings on the Bloom platform.

Analyst Ratings

Key Stats

More about a time-saving super stock: ETFs

This lesson is about understanding Exchange-Traded Funds (ETFs), their benefits, how they aid in diversification, reduce risk, and offer dividends.

What is an ETF?

How ETFs kept innovating and expanded beyond simple indexes!

This lesson discusses the variety of Exchange Traded Funds (ETFs) available to investors, including those tracking different asset classes, countries, sectors, and commodities.

Types of ETFs

ETFs can pick stocks for you, but did you know they can send money to you as well?

This lesson discusses the concept of ETF Dividends, how they are paid to investors, and the importance of considering dividends when choosing ETFs.

ETF Dividends

Most ETFs are designed for long term success. Let’s meet a different type.

This lesson discusses Leveraged ETFs, their potential for higher returns, associated risks, and their use in day trading, emphasizing the importance of risk tolerance.

Leveraged ETFs

Like any good sports team, ETFs are managed to ensure the best performance and to maximize your money 🤑

This lesson discusses the difference between passively and actively managed ETFs, their strategies, costs, and how they track different indices or assets.

Who Manages ETFs?

Let’s learn about the “Godfather of index investing” and inventor of ETFs

This lesson discusses the career of Jack Bogle, his creation of Vanguard, the introduction of index mutual funds and ETFs, and their impact on investing.

Jack Bogle & Vanguard

ETFs

So how much is a stock REALLY worth? And what do stocks and peaches have in common 🍑

This lesson discusses the concept of intrinsic value in stocks, comparing it to the market price and explaining how it reflects the company's true worth based on various factors.

Intrinsic Value

How using intrinsic value can make you better at picking stocks 📈

This lesson discusses the concept of a stock's intrinsic value, how it can indicate if a stock is overvalued or undervalued, and its implications for investment potential.

Using Intrinsic Value

So how do you actually find a company’s intrinsic value?

This lesson discusses the concept of fundamental analysis, which involves assessing a company's financial health to determine its intrinsic value, using key financial metrics.

Fundamental Analysis

Let’s go over some of the most important metrics to consider when doing fundamental analysis on a company 💻

This lesson discusses key metrics in fundamental analysis such as Earnings per Share, Price to Earnings Ratio, Dividend Yield, and Debt to Equity Ratio.

Key Metrics for Fundamental Analysis

Now you know about some important financial metrics, but here’s how you can use them to pick stocks 💪

This lesson discusses the use of relative ratios, such as P/E and P/S ratios, to compare stocks within an industry and calculate their intrinsic value.

Relative Ratios

Let’s go over a method that Wall Street pros use to find intrinsic value 💪

This lesson explains the concept of Discounted Cash Flow (DCF), a method used to estimate a company's value by predicting its future cash flows and applying a discount rate.

Discounted Cash Flow

Fundamental analysis sounds so basic. . .But wait! Let’s see if some of the most famous investors use fundamental analysis. 

This lesson discusses the use of fundamental analysis in investing, as practiced by renowned investors like Warren Buffett, Benjamin Graham, Ray Dalio, and Shelby Davis.

Famous Fundamentals 

Have you ever heard of the term “net worth”? Here’s what it means and how to calculate it.

This lesson is about calculating net worth by subtracting liabilities (debts) from total assets (cash and possessions).

Net Worth

What is a credit score? How does it work? And what numbers are “good”?

This lesson discusses the concept of a credit score, how it affects borrowing ability, its range, factors influencing it, and responsible credit card usage.

Credit Score

What’s an emergency fund, and why is it important?

This lesson discusses the importance of having an emergency fund, how to calculate its size, and its role in preventing debt and risky investments.

Emergency Fund

You may have heard of interest rates before, but have you ever wondered why they’re so important? ❓

This lesson is discussing the concept of interest rates, their importance in the economy, and how they affect borrowing and lending money.

What is interest?

Ever heard of a Roth IRA? Find out why it’s such a powerful type of investing account & why you should start using one!

This lesson discusses the benefits and restrictions of a Roth IRA, a tax-free retirement investing account, including age and withdrawal penalties.

Roth IRA

Personal Finance

Ready to manage your money like a pro? 💪

This lesson is about understanding and implementing budgeting as a financial planning tool to manage money, control spending, and achieve financial goals.

Budgeting

So, budgeting is the power tool to manage your money, but what factors influence a budget? 🤔

This lesson discusses the factors that influence budgeting, including income, expenses, time frame, savings, and debt management.

Budget Factors

Ready to take your budgeting skills to the next level? 🎉Let's learn about Zero-Based Budgeting! 

This lesson is about Zero-Based Budgeting, a method of budgeting where every dollar is assigned a specific purpose, helping to prioritize spending, save money, and achieve financial goals.

Zero-based

Looking for a fun and easy way to budget your money? Let's learn about Envelope Budgeting!🎉

This lesson is about the Envelope Budgeting system, a method of managing finances by dividing money into different expense categories and avoiding overspending.

Envelope

Let's dive into the world of 50/30/20 budgeting!🎉

This lesson is about the 50/30/20 budgeting rule, a method of managing money by dividing income into needs, wants, and savings/debt repayment.

50/30/20

Do you want to know how to spend money on things you truly value? Then value-based budgeting is for you! 🤑

This lesson discusses value-based budgeting, a method that prioritizes spending on things that align with your personal values and goals.

Value-based

Need a budget that changes as you grow? Let’s explore a promising method today 🥳

This lesson discusses the concept of incremental budgeting, its importance, advantages, potential drawbacks, and the need for regular reviews and adjustments.

Incremental

Budgeting 101

Did you know that you’re investing in something special 👀 That’s right! Stocks on the stock market have a special name. . .

This lesson discusses the concept of common stock, its benefits and risks, and how to purchase it through the Bloom app.

Learn to Invest with Bloom

Bloom offers 150+ financial lessons that teach you about investing, stocks, personal finance and more. Preview them below.

Journeys

Investing Basics

Picking Your First Stock

How to Invest

How the Market Works

Using Bloom Like A Pro

Key Stats

ETFs

Fundamental Analysis

Personal Finance

Budgeting 101

Types of Stocks

Assets

Intro to Crypto

Conditional Orders

Earnings Reports

Stock News

Company Deep Dive

Market Crashes

Famous Investors

Alpha

Beta

Intro to Candlesticks

Supply And Demand

EBITDA

Intro to Regulation

Inflation

Intro to Credit

Intro to Taxes

Dealing With Loss

Interest Rates

Saving Like A Pro

Economics 101

Dealing with Profit

World Trade Organization